Exum Service

Is Small Business Banking Next in Line for Disruption?

Reimaging the digital experience for retail customers has been the rage for several years now, but a handful of companies are turning their attention to rethinking the digital experience for small business deposit accounts.

How technology will affect the entire financial services industry

Technology is upending workflow and processes in the financial services industry.

How banks are using technology to fight climate change

New financial technologies could lead to greener purchases and investments from individuals and big banks.

Equipment Financing: A Guide For Startups

Startups are starting to take advantage of equipment financing programs in order to get access to the machinery and tools they need for success.

Construction Equipment Financing: What are my Options?

Specialized equipment is at the heart of the construction industry. Learn 7 reasons why equipment financing can help you succeed.

Three Things We’re Doing Wrong in Equipment Financing Sales and How to Fix Them

Tips for Improving Your Business With Equipment Financing

When thinking of equipment financing, most business owners imagine things such as heavy machinery for construction or production equipment for

4 Things You Need to Know About Equipment Financing |

Financing equipment is a big deal. Unlike financing the actual business or a building, equipment wears out and depreciates. You do not want to be stuck wit

How to Get Equipment Financing with Bad Credit Fast

Can I get equipment financing if I have bad credit? The short answer is yes! But the how is a little more complicated. Let’s dive into the ways in which your small business can get equipment purchased financed despite the bad credit you or your business may have. Most small to mid-size businesses run into …

So What Does Equipment Financing Pre-Approval Mean?

My last post introduced our new tool for a self-assessment / pre-qualification for equipment financing. And while pre-approval is indeed a common phrase, we,

Can I be Pre-Approved for Equipment Financing?

One question I get asked all the time is "will my company be approved for financing equipment"? Or better still, "can I get a pre-approval for equipment

What is Better for Equipment Financing

We get asked this question all the time – "Are fixed rates better than adjustable rates for equipment financing?" And the short answer is an emphatic YES. Fixed

Financing Equipment—To Buy or Lease?

If you’re considering an equipment acquisition for your business, be sure to compare the respective benefits of buying or leasing

Find Equipment Financing That Fits

When it comes to buying equipment for your construction company, there are several steps in the process. With these steps come pain points. This article discusses ways to identify and overcome each pain point for an easier equipment financing process—
no matter how large or small the purchase. Get Started The initial paint point is getting started. Where do you begin the journey, especially if you’re in a rush? The following are a few steps you can follow to ensure you start out…

VIDEO: Why Provide Equipment Financing To Your Customers?

It’s estimated that 62 cents out of every dollar spent on equipment in the United States is financed.

What Credit History Criteria is Used in Equipment Financing?

One of the more interesting (and complex) things I’m often asked is “what type of credit criteria is used in an equipment loan decision?” Honestly, B2B credit criteria can be complex because the answer is extremely varied, and depends on the business type, time in business, the company’s credit history (e.g., how much credit is in the business… Read More »

Equipment Financing and Leasing: What You Need to Know

Spreading out the cost of your business's equipment is one way to make it more affordable.

How Do I Finance Equipment?

If you're wondering How Do I Finance Equipment, you've come to the right place.